Welcome to Watermead Financial Limited
Financial Advice That Fits Your Life
Whatever your financial goals—retirement planning, investments, or protecting your family's future—our expert team is here to help. With specialists in every area, we’ll match you with the right adviser to guide you through your next steps. No pressure, just clarity.
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We are independent financial advisers

We work for you, not a bank or insurer. That means unbiased advice, tailored to your goals—whether it’s growing your wealth, planning for retirement, or protecting what matters. No sales, no jargon—just clear guidance to help you take control of your finances.
Clarity & Confidence
Make informed financial decisions with expert guidance, free from guesswork and uncertainty.
Tailored Advice
Your finances are unique—your advice should be too. Get strategies built around your goals, not generic solutions.
Long-Term Value
From saving tax to growing wealth, the right advice can pay for itself many times over.

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We Help You Make the Most of Your Money

Whatever stage of life you're in, good financial planning makes all the difference. Whether you're growing your wealth, planning for retirement, or ensuring your family’s future security, we provide independent, tailored advice to suit your needs. Based in Thurmaston, we work with personal clients across Leicestershire, helping them make the most of their money—now and in the future.

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About US

At Watermead Financial Ltd, we believe great financial advice starts with understanding you—your goals, your concerns, and the future you want to build. Based in the heart of Thurmaston, Leicestershire, we’ve been helping individuals and businesses make the most of their money since 2001. Over the years, we’ve grown, merging with respected local firm Howard Cox Ltd, and between our directors, we bring over 100 years of experience in delivering tailored financial advice.

We know that financial decisions are personal, so we make the process as easy and flexible as possible. Whether you prefer to meet at your home, workplace, or our office, the choice is yours. We also offer a transparent approach to fees—whether you prefer a fee-based service or commission, we work in a way that suits you.

With a reputation for clear, friendly, and professional advice, we help individuals and businesses navigate the financial landscape with confidence. Whatever stage of life you're in, we’re here to simplify the complex and give you a clear path forward.

Meet The Team
Kevin Stephenson Independent Financial Adviser At Watermead
Kevin Stephenson
I've been an independent financial adviser since the early ‘90s, specializing in taxation, pensions, investments, mortgages, and equity release. Need advice or a second opinion? Get in touch!
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Ash Pankhania
I've been in financial services since 1983, helping clients secure their financial future. I’d love to help you too—get in touch to see how I can make the most of your money!
Sharon Cooper Watermead Financial
Sharon Cooper
I look after Michael's administration and I am always here and happy to help.
Michael Cooper Independent Financial Adviser At Watermead Financial
Michael A. Cooper
I've been in financial services since 1997, specializing in mortgages, insurance, retirement, investments, and tax planning. If you need advice or a second opinion, feel free to get in touch!
Denise Stephenson Admin
Denise Stephenson
I've been keeping Kevin’s office running for over 20 years. I’m always happy to help—leave a message, and Kevin or I will get back to you within 24 hours!

You Have A Lot Of Options

We help you navigate the complex world of finances to find the right options for you.

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Investment Funds
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UK Pension Schemes
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ISA Providers
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Mortgage Products
Important Information

This site is intended for UK customers only.

The value of investments can go down as well as up and any past performance is not a guide to future returns.

Your home or property may be repossessed if you do not keep up repayments on your mortgages.

The Financial Conduct Authority does not regulate some aspects of buy to let mortgages and secured loans.

You may have to pay an early repayment charge to your existing lender if you remortgage.

The Financial Conduct Authority does not regulate taxation and trust advice or will writing.

The Financial Conduct Authority does not regulate financial planning

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